Discipline at the desk. Integrity at the platform. Care in the community.
Stewardship at Loanetics is a defined operating standard, not a marketing line. It shapes how the firm underwrites credit, governs its funds, treats its counterparties, and shows up in the communities where it lends and lives.
Six commitments the firm operates against.
These are the internal standards the Investment Committee, the operating team, and every counterparty is measured against. They are not aspirational — they are the operating floor.
Collateral first.
Every loan is asset-backed with an enforced LTV ceiling. Sponsor quality matters — but never enough to override a weak collateral position.
Speed with discipline.
Term sheet in 48 hours. Close in 7 to 14 days. Speed is not a substitute for underwriting — it is the reward for underwriting done right.
Transparency with LPs.
PwC-audited financials. Quarterly portfolio letters. LP advisory committee on every fund. Nothing about the platform should be a surprise to the people who backed it.
Fair dealing with borrowers.
Clear terms. No hidden fees. No default fishing. Loanetics wins when the borrower gets paid off and comes back for the next deal.
Reserve capacity, always.
A standing credit reserve funded ahead of loss expectations. Reserve capital is not deployed opportunistically — it is preserved to defend LP capital when the cycle turns.
Governance you can point to.
Delaware LP structure. American waterfall. 30 percent carry held in escrow through fund term. LPAC governance on every fund from first close.
How Loanetics is governed.
Loanetics operates a defined governance stack that runs from the front end of a credit decision through capital distribution. Every element is documented and disclosed in fund formation materials.
- Investment Committee: Founder-chaired IC with final authority on every loan across every fund. Standing committee meets weekly, ad-hoc on time-sensitive deals.
- LP Advisory Committee: Established at first close on every fund. Reviews related-party transactions, valuation methodology, and conflicts.
- Independent Audit: PwC audits all fund financials annually. Interim reviews aligned to portfolio letter cadence.
- Legal Counsel: LePore Law Group serves as outside counsel across the fund complex.
- Escrowed Carry: 30 percent of GP carry held in escrow through the term of each fund to align GP incentives to full-cycle outcomes.
- American Waterfall: Deal-by-deal distributions with a full GP clawback to protect LPs across the fund lifecycle.
Credit policy manual
Every fund operates under a documented credit policy — LTV ceilings, coupon floors, geography and asset-type limits, concentration caps, and reserve triggers. Reviewed quarterly by the IC.
Conflicts framework
Cross-fund allocation, related-party transactions, and co-investment opportunities are governed by a written conflicts policy reviewed by each fund's LPAC.
Valuation policy
Loan-by-loan valuation methodology consistent across the platform, disclosed to LPs, and reviewed by the independent auditor.
ESG & conduct
Written code of conduct, anti-bribery and anti-corruption policy, and a diligence overlay that flags environmental and community risk on every credit decision.
The stewardship we practice off the balance sheet.
Loanetics operates a small, deliberate philanthropic program rather than a large one. The firm supports causes that reflect the personal commitments of its founder and team — animal rescue, veterans in transition, and financial literacy for first-generation entrepreneurs.
Animal rescue & welfare
Direct support for regional shelters, medical-fund partnerships, and rescue transport networks. A personal commitment of the founder that the firm carries into its charitable budget every year.
Veterans in transition
Career-transition and small-business capital programs supporting U.S. military veterans moving into civilian careers — with particular focus on those pursuing real estate operating and construction pathways.
First-generation entrepreneurs
Financial-literacy and mentorship programs for first-generation real estate operators and business owners — the sponsors most likely to be underserved by traditional bank capital.
We were built to be the credit facility that shows up when the deal is real and the collateral is strong. That same standard of showing up guides how we operate as a firm — for our LPs, our borrowers, and the communities where we lend.
Alexandra Pohl · Founder & CEO
Governance, discipline, and speed — in one platform.
Whether you are an LP evaluating our funds, a sponsor seeking capital, or a partner interested in co-investment, the Loanetics team is ready to talk.