Capital that moves as fast as the deals that need it.
Loanetics is a private real estate credit platform originating short-term, asset-backed loans across the full spectrum of U.S. real estate capital needs. Term sheet in 48 hours. Close in 7 to 14 business days. Collateral-first underwriting through every rate cycle.
Institutional discipline. Operator-grade speed.
Real estate operators executing credible, well-underwritten business plans consistently find themselves unable to access capital that combines institutional pricing discipline with the execution speed their projects require. Loanetics was built to close that gap — a professionally managed private credit platform, operated at an operator's decision-making speed, covering the full spectrum of real estate credit strategies.
Read our storyRapid Execution
Initial term sheets within 48 hours of a complete loan application. Loans close in 10 to 21 business days of credit committee approval. Construction draws processed within 5 business days.
Collateral-First Underwriting
Every credit decision begins with rigorous independent collateral assessment at current and projected values. LTV limits calibrated by strategy — held even when competitive pressure argues otherwise.
Borrower-Specific Structures
Bridge extensions tied to occupancy or DSCR milestones. Construction escrows and interest reserves matched to draw schedules. Fix-and-flip revolvers built for high-volume operators.
Transparent Economics
All loan economics, fees, prepayment terms, and default provisions are disclosed in the initial term sheet. No new fees at closing. Final closing disclosure at least 48 hours before execution.
Twenty-one strategies. Two vintages. One platform.
Loanetics deploys capital through twenty-one purpose-built investment funds across two vintages — ten 2026 credit strategies and eleven 2028 diversified real estate strategies. Each fund is staffed with an underwriting team specializing in the specific asset type, borrower or operator profile, and market dynamics relevant to that strategy, with discrete criteria, sizing parameters, and documentation standards matched to the risk profile of each strategy.
Acquisition & Bridge Financing
First-mortgage bridge loans on stabilized, transitional, and value-add commercial and residential assets at 65–80% LTV, structured with interest reserves and capital improvement escrows.
Construction & Conversion Finance
Full-recourse completion structures, escrow administration, and independent third-party inspection protocols — including single-close construction-to-permanent instruments.
Fix-and-Flip Credit Facilities
Revolving credit facilities and acquisition-renovation loans for active fix-and-flip operators — 5 to 10 business day closings, up to 90% of cost and 100% of rehab (75% ARV cap).
Mezzanine & Preferred Equity
Capital filling the gap between senior debt leverage limits and sponsor equity — preferred returns, PIK, equity conversion, and governance protections calibrated to project risk.
Note Acquisition & Workout
Diversified portfolios of non-performing and sub-performing commercial mortgage notes acquired from banks, insurers, and CMBS servicers — resolved through modification, DPO, or REO disposition.
PACE & Green Energy Finance
Property Assessed Clean Energy loans for commercial and residential energy efficiency and resilience improvements — repaid through property tax assessments with senior priority.
A four-stage discipline, run in ten to fourteen business days.
Alexandra Pohl chairs the Investment Committee and holds final approval authority on all credit decisions. Loanetics moves from initial screen to full approval in 10 to 14 business days for standard submissions.
Complete applications receive a preliminary term sheet.
The origination team reviews the application against initial screening criteria. Incomplete applications are returned with a list of missing items within 24 hours.
Independent appraisal. Direct reference checks. Full memo.
The credit team orders an independent appraisal, verifies borrower track record, models loan economics at current and projected values, and prepares a full underwriting memorandum.
Approve, modify, request diligence, or decline.
The underwriting memorandum is presented to the Investment Committee chaired by Alexandra Pohl. Approved loans receive a commitment letter within 24 hours specifying final terms and conditions.
Loan documentation, title, and wire.
Documentation prepared, title insurance placed, and funds wired the day of loan execution following confirmation of all closing conditions.
Five pathways. One team.
Banks are too slow for real estate investors. We are not.
— Alexandra Pohl, Founder & CEO