Term sheet in 48 hours. Close in 7 to 14 business days.
Loanetics finances the deals real estate operators actually run — bridge, construction, fix-and-flip, land, mezzanine, distressed notes, participating mortgages, warehouse lines, SFR portfolios, and PACE. Submit a complete file and we will get back to you within 48 hours.
Match your deal to the right strategy.
Bridge on stabilized & transitional CRE
Multifamily, industrial, self-storage, mixed-use, net lease. 65–80% LTV, 12–36 months, extensions tied to occupancy or DSCR.
Ground-up & conversion
Multifamily, industrial, mixed-use, specialty. Completion guarantees, inspection protocols, single-close construction-to-perm option.
Residential revolving credit
Active operators running 20–150 flips annually. 5–10 day closes. 90% of cost + 100% of rehab (75% ARV cap).
Land & entitlement
Site acquisition, predevelopment, entitlement, finished lot inventory. For homebuilders and lot bankers.
Mezzanine & preferred equity
Preferred return, PIK, equity conversion, downside governance protections. Filling the senior-to-equity gap.
Participating mortgages
Below-market coupon in exchange for cash-flow and appreciation participation. Value-add and development.
Warehouse & credit facilities
Advance-rate structures for specialty finance companies, mortgage originators, and lending platforms.
SFR portfolio loans
Cross-collateralized portfolio debt for institutional SFR operators, 5 to 500+ homes.
PACE & green finance
C-PACE, WHEEL, and utility on-bill instruments for commercial and residential energy, efficiency, and resilience.
From submission to funded loan.
Submit a complete loan file.
Property details, borrower financials, business plan, and requested structure. Missing items returned within 24 hours.
Rate, LTV, fees, term, and closing conditions.
All economics disclosed up front — nothing new added at closing.
Independent appraisal, references, credit memo.
Loan is presented to the Investment Committee chaired by Alexandra Pohl.
Docs, title, wire.
Final closing disclosure at least 48 hours before execution. Funds wired the day of loan execution.
Complete file checklist.
| Property | Address, tax parcel, current use, purchase contract, existing loan payoff |
| Valuation | Broker opinion, comps, prior appraisal (if any), rent roll, T-12 |
| Sponsor | Bio, schedule of real estate owned, credit authorization, PFS |
| Business Plan | Sources & uses, budget, timeline, exit strategy |
| Construction (if applicable) | GC contract, plans, permits status, draw schedule |
| Fix-and-Flip (if applicable) | Scope of work, projected ARV, past project ledger |
Loan application intake.
Provide the highlights and a Loanetics origination team member will follow up within one business day.